rar_riley asked:


I was wondering when is the best time to get a financial advisor - I have just started my first ‘real job’ and I read a lot on personal finance; however, I always believe a professional opinion is sometimes priceless as opposed to learning the hardway. Should I wait to amass 100k in net worth (which would probably take a long time) Do financial planners even consider you when you don’t have 100k? Please let me know. Thanks

HECTOR

St. Judy’s comet asked:


I am 26, single and newly a professional type 9read, now I am making a real salary).

What should I expect from the planner?
What questions should I ask?
How much does such a service usually cost/what is a typical fee schedule?

KELLY

Bruce Tzu asked:


I want to do financial planning on a part time basis. I have a decent career in banking that I’m not ready to walk away from. I have the right academic credentials for financial planning, I have a masters in finance, undergraduate in business and a certificate in personal financial planning. Still if prospects ask I don’t plan on misleading them. I will tell them My full time job is in the general finance area of banking but my academic background is well suited for financial planning. Do you think it will be difficult to obtain business without being on a full time basis?

RHEA